Auto Loans


Simple. Fast. Convenient.

Whether you need a new or used car, truck, van, RV, boat or motorcycle, Minnesota Valley can put you behind the wheel with an auto loan. Minnesota Valley offers flexible terms and competitive rates requiring little or no down payment. A variety of repayment options are available. In most cases we can pre-approve your loan and have the funds available the same day.  APPLY TODAY

Why Get Pre-Approved?

No matter what kind of vehicle you are buying, it's smart to get pre-approved before you shop to make your buying experience as easy and stress free as possible. We can pre-approve you and find a monthly payment that fits your needs.  The best way to start is to APPLY TODAY

Know Your Vehicles Value

When shopping for a new or used vehicle you always want to have an idea of your trade in value as well as the value of the vehicle you're looking to purchase.  Most dealerships will use either JD POWER or KBB (Kelly Blue Book). 

Bridge the GAP!

Protect your loan with GAP Plus from MVFCU. GAP (Guaranteed Asset Protection) covers any deficiency balances in the event your vehicle is damaged and declared a total loss.  GAP Plus from MVFCU also gives you $1,000 towards the purchase of your next vehicle.  This great product is available at MVFCU for only $395, CLICK HERE or see a Loan Officer for details.

Calculate Your Payment

Loan Calculator ImageUse our loan calculator to calculate for your payment amount, how much you'll need to borrow or the term you'll need to finance.

Buying Your First Vehicle?

Looking into buying your first car? MVFCU has the information and tools you need to know about buying a car and financing.

Compare Fuel Economy

The cost of fuel can be a large monthly expense when purchasing vehicles.  Compare vehicles side by side at FUELECONOMY.GOV.

Tips on 0% Financing

When it comes to getting an auto loan, take the time to carefully look at all your options. What you initially think is a great offer, may end up costing you more money in the long run.  LEARN MORE

Have a Referral?

If you refer a friend, family member, or co-worker to MVFCU we'll give you *$25 and them *$25. CLICK HERE to learn more.

Skip-A-Pay Program

MVFCU's Skip-A-Pay Program allows you to skip your monthly loan payment one time over a 12 month period.  Eligible borrowers must have made at least 6 consecutive loan payments on a new loan.  CLICK HERE to apply.


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