Overdraft
Protection
Peace of Mind with a Line of Credit
A Line of Credit can be your checking account’s best friend, there to protect you from accidental overdrafts when you need just a little extra cash flow until the next paycheck. Whether it’s an unexpected repair, extra expenses that month, an offer you can’t refuse, your Line of Credit automatically advances into your checking account when the balance falls below zero. A Line of Credit is your short-term cash flow assistant!
Sit back, relax & put overdrafts in the past
A Line of Credit is an open-ended loan attached to your checking account, ready to kick in if you should happen to overdraw your checking account. The line of credit prevents you from incurring a $19 overdraft fee.
Help establish credit
With responsible use, a line of credit can help you establish or improve your credit history. Line of Credit is an open-ended loan attached to your checking account, ready to kick in if you should happen to overdraw your account. The line of credit advances the exact dollar amount you need to cover your transactions and is simple to repay with a minimum monthly payment of $20 or 4% of the outstanding balance. If you don’t use the line of credit, you have no payment or fees due.