Personal Checking

Checking Made Simple

At MVFCU it's our philosophy that your checking account should be straight forward and easy to understand.  We offer different accounts, including free checking, each designed to fit the needs of you, the member-owner.

Member Choice Checking Account (S8)

Our most Popular Account. Free checking. This S8, Member Choice Checking Account provides checking account services with no monthly fee and no minimum balance requirement.  It also includes:

• Unlimited check writing and withdrawal privileges
• Free MasterCard EMV Debit Card / ATM Card with no annual fee
• Free electronic or paper statements
• Reserve Line of Credit with no advance fee*

Emeritus Club Checking Account (S10)

 A special account for members age 55 plus. No minimum balance or monthly fee applies. 

• Unlimited check writing and withdrawal privileges.
• 1 Free box of checks once per calendar year.
• Second box of checks free annually with a balance of $10,000 in savings and/or loans.
• Free MasterCard EMV Debit Card/ ATM Card with no annual fee.
• Free photo copy service (some restrictions apply).
• Free fax service (some restrictions apply).
• 5 Free cashiers checks per month
• CLICK HERE to view the Emeritus Checking Brochure 

Second Checking Accounts (S9)

For your convenience, more than one checking account is available under your base member (account) number. All features are the same as the primary draft/checking account described above besides check writing, plus:

•  $100 minimum balance
• $2 monthly service fee if balance falls below $100
• Automatic overdraft protection from shares (reserve line of credit overdraft protection not available)