Personal
Checking
Accounts
Checking Made Simple
At MVFCU it's our philosophy that your checking account should be straight forward and easy to understand. We offer different accounts, including free checking, each designed to fit the needs of you, the member-owner.
Find the checking account that fits you
Member Choice (S8)
Our most Popular Account. Free checking. This S8, Member Choice Checking Account provides checking account services with no monthly fee and no minimum balance requirement. It also includes:
- Unlimited check writing and withdrawal privileges
- Free MasterCard EMV Debit Card / ATM Card with no annual fee
- Free electronic or paper statements
- Reserve Line of Credit with no advance fee*
Second Checking (S9)
For your convenience, more than one checking account is available under your base member (account) number. All features are the same as the primary draft/checking account described above besides check writing, plus:
- $100 minimum balance
- $2 monthly service fee if balance falls below $100
- Automatic overdraft protection from shares (reserve line of credit overdraft protection not available)
Emeritus Club (S10)
A special account for members age 55 plus. No minimum balance or monthly fee applies.
- Unlimited check writing and withdrawal privileges.
- 1 Free box of checks once per calendar year.
- 2nd box of checks free annually/$10,000 in savings and/or loans min required.
- Free MC EMV Debit Card/ATM Card with no annual fee.
- Free photocopy service (some restrictions apply).
- Free fax service (some restrictions apply).
- 5 Free cashier checks/mo.